Online Banking

Savings & Money Market


View Today’s Rates


Platinum Savings

1Earns an interest rate on entire balance every day during the period that your account equals or exceeds the minimum daily balance requirement.
2A premium interest rate will be applied to the entire balance when the minimum average daily balance in the corresponding Platinum, Platinum Plus or Platinum 1st Checking accounts are met in a given statement cycle. A base rate will be paid on the entire balance if you do not maintain the minimum average daily in the corresponding Platinum, Platinum Plus or Platinum 1st Account.

View our rate page for minimum daily balance requirement and our current rates.


 Premier Access Saving  Open Online Today

Lincoln 1st's Premier savings account offers a high yield and simplified banking in today's complicated environment. To obtain a preferred rate, simply maintain a Lincoln 1st Access Checking account with one (1) or more direct deposits totaling $500 or more in a given statement cycle. The preferred rate will be applied for the month(s) following any month in which you met these eligibility requirements. View our rates page for additional details and check out these other great features.


Youth Savings Program

Earn more for your family with Lincoln 1st's Youth Savings Program. Your child will enjoy a preferred rate on their Youth Savings Account when you, the parent or guardian, open up and maintain a Platinum, Platinum Plus, Platinum 1st, Access or Loyalty Checking Account. With this exciting passbook account, your child will be able to watch their money grow at rates much higher than the national average. The Parents benefit too! Maintaining one of our Platinum Checking, Access or Loyalty Checking Accounts gives you the opportunity to capitalize on other Lincoln 1st high yield products. Stop in today and allow us to take care of all of your families' banking needs and encourage your children to save.


Passbook Savings

Let the little book in your hands tell the story of growth.


Statement Savings  Open Online Today

Our most popular savings account. Watch your savings grow while receiving a monthly statement.


Tiered Money Market Deposit Account  Open Online Today

Park your money here where the more your money grows, the more you’ll earn.


Holiday/Vacation Club Accounts

Enjoy a higher interest rate to save all year long and make your holiday or vacation the best ever!

Please call a Lincoln 1st representative for any additional fees and services related to our savings products.