Savings & Money Market
1Earns an interest rate on entire balance every day during the period that your account equals or exceeds the minimum daily balance requirement.
2A premium interest rate will be applied to the entire balance when the minimum average daily balance in the corresponding Platinum, Platinum Plus or Platinum 1st Checking accounts are met in a given statement cycle. A base rate will be paid on the entire balance if you do not maintain the minimum average daily in the corresponding Platinum, Platinum Plus or Platinum 1st Account.
View our rate page for minimum daily balance requirement and our current rates.
Premier Access Saving Open Online Today
Lincoln 1st's Premier savings account offers a high yield and simplified banking in today's complicated environment. To obtain a preferred rate, simply maintain a Lincoln 1st Access Checking account with one (1) or more direct deposits totaling $500 or more in a given statement cycle. The preferred rate will be applied for the month(s) following any month in which you met these eligibility requirements. View our rates page for additional details and check out these other great features.
- $50 to open account
- No minimum balance requirements
- Offered in both passbook and statement options
- Free eStatements and Online Banking
- Click here to view our Access Checking product
Youth Savings Program
Earn more for your family with Lincoln 1st's Youth Savings Program. Your child will enjoy a preferred rate on their Youth Savings Account when you, the parent or guardian, open up and maintain a Platinum, Platinum Plus, Platinum 1st, Access or Loyalty Checking Account. With this exciting passbook account, your child will be able to watch their money grow at rates much higher than the national average. The Parents benefit too! Maintaining one of our Platinum Checking, Access or Loyalty Checking Accounts gives you the opportunity to capitalize on other Lincoln 1st high yield products. Stop in today and allow us to take care of all of your families' banking needs and encourage your children to save.
- $50 to open account
- No minimum balance requirements
- Open with $250 and receive a $25 bonus credited to the account
- Interest credited monthly
- Click on the rates link above to view this products current rate tiers
- View our Checking products now
Passbook Savings
Let the little book in your hands tell the story of growth.
- $25 to open account
- $50 minimum daily balance to earn interest
- Interest is credited to account quarterly
Statement Savings Open Online Today
Our most popular savings account. Watch your savings grow while receiving a monthly statement.
- $25 to open account
- $50 minimum daily balance to earn interest and avoid monthly service charge
- Interest is credited to account monthly
- Free eStatements and Online Banking
Tiered Money Market Deposit Account Open Online Today
Park your money here where the more your money grows, the more you’ll earn.
- Savings Account with restrictive check writing privileges
- $1000 to open account
- $1000 minimum daily balance to earn interest
- Click on the rates link above to view this product’s rate tiers
- Free eStatements and Online Banking
Holiday/Vacation Club Accounts
Enjoy a higher interest rate to save all year long and make your holiday or vacation the best ever!
- Only $10 to open account
- $10 minimum daily balance to earn interest
- Interest is credited to account annually
Please call a Lincoln 1st representative for any additional fees and services related to our savings products.