Savings & Money Market
Platinum 1st Savings
A savings account created just for our Platinum 1st Checking customers. With this account, you will enjoy Lincoln 1st Bank's highest preferred liquid rate. Earn the preferred rate simply by maintaining an average daily balance of $5,000 during a statement cycle in your Platinum 1st Checking account. If you do not maintain the balance requirements in your Platinum 1st Checking, you will still earn our competitive base interest rate on the entire balance in your Platinum 1st Savings account. Please view our rate page for the current interest rate and APY.
- $10,000 to open account
- No minimum balance requirements
- Free eStatements and Online Banking
- Click here to view our Platinum 1st Checking
Premier Access Saving
Lincoln 1st's Premier savings account offers a competitive rate and simplified banking in today's complicated environment. To obtain a preferred rate, simply maintain a Lincoln 1st Access Checking account with one (1) or more direct deposits totaling $500 or more in a given statement cycle. The preferred rate will be applied for the month(s) following any month in which you met these eligibility requirements. View our rates page for additional details and check out these other great features.
- $50 to open account
- No minimum balance requirements
- Offered in both passbook and statement options
- Free eStatements and Online Banking
- Click here to view our Access Checking product
Student Saver Program
Who says you can't get paid for good grades in school? Lincoln 1st's Student Saver Program is a great way for your child to learn the importance of saving for the future and earning good grades in school! Students who are under the age of 18, will receive a $5 bonus* for each"A" they receive on their most recent report card! In addition, earn a competitive rate on the entire balance!
- No minimum to open account
- No minimum to earn interest
- Must maintain a $2500 balance to earn $5 bonus for each "A" or equivalent score or grade
- Interest credited monthly
- Available in passbook only
*Maximum total bonus of $20 per grading period/semester and $80 per school year.
Youth Savings Program
Earn more for your family with Lincoln 1st's Youth Savings Program. Your child will enjoy a preferred rate on their Youth Savings Account when you, the parent or guardian, open up and maintain a Platinum 1st, Access or Loyalty Checking(Online Only Account) Account. With this exciting passbook account, your child will be able to watch their money grow with a competitive rate. The Parents benefit too! Maintaining one of our Platinum Checking, Access or Loyalty Checking Accounts gives you the opportunity to capitalize on other Lincoln 1st high yield products. Stop in today and allow us to take care of all of your families' banking needs and encourage your children to save.
- $50 to open account
- No minimum balance requirements
- Open with $250 and receive a $25 bonus credited to the account
- Interest credited monthly
- Click on the rates link above to view this products current rate tiers
- View our Checking products now
Passbook Savings
Let the little book in your hands tell the story of growth.
- $25 to open account
- $50 minimum daily balance to earn interest
- Interest is credited to account quarterly
Statement Savings
Our most popular savings account. Watch your savings grow while receiving a monthly statement.
- $25 to open account
- $50 minimum daily balance to earn interest and avoid monthly service charge
- Interest is credited to account monthly
- Free eStatements and Online Banking
Tiered Money Market Deposit Account
Park your money here where the more your money grows, the more you’ll earn.
- Savings Account with restrictive check writing privileges
- $1000 to open account
- $1000 minimum daily balance to earn interest
- Click on the rates link above to view this product’s rate tiers
- Free eStatements and Online Banking
Please call a Lincoln 1st representative for any additional fees and services related to our savings products.