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Our History

History of Lincoln 1st Bank

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Your Community Bank for a Century

To say our community roots run deep is an understatement. Lincoln 1st Bank has served the families and businesses of Morris County and New Jersey for nearly a century. No matter your banking needs – personal and commercial mortgages and loans, savings accounts, credit cards, or other banking products – Lincoln 1st is committed to satisfying them.

A Rich History

Attending to the savings and loan needs of the community has been part of the bank’s charter since it first opened its doors.

 1923 – A group of local civic minded business people established the Lincoln Park Building and Loan Association at 245 Main Street in Lincoln Park to serve the financial needs of its neighbors.

 1963 – After decades of growth and success, the bank required a new larger location but still was committed to calling Morris County home. So, it opened its new offices at 31 Boonton Turnpike, Lincoln Park.

 1989 – Recognizing the need to serve customers more efficiently, the bank remodeled and doubled its facilities to accommodate an ever-growing customer base.

 2007 – We opened our first branch office in Montville, at 193 Changebridge Road.

 2016 – Lincoln Park Savings Bank, which has served the personal and commercial banking needs of customers throughout northern New Jersey for nearly a century, rebranded to Lincoln 1st Bank. Our new identity and associated tagline - "Your Bank. Your Neighbor." – reflected a renewed commitment to serving the financial goals of its customers.

 2017 – Relocated the Montville branch to a completely modern office in the new Tuscany Village shopping center.

 2020 – We reconfirmed our commitment to Morris County by selecting Montville Township as our official headquarters and geographic hub to strategically increase the Lincoln 1st Bank Northern New Jersey footprint. The newly renovated 15,000-square-foot facility positions the bank to best serve customers for another century.

Personalized Banking Services

Throughout our history, we have established a long-standing tradition of personalized customer service while offering customers modern banking conveniences. Lincoln 1st Bank still retains a hometown feel and takes pride that the vast majority of employees and many customers are from the local communities.

That neighborly commitment is complemented by a focus on all of New Jersey, the surrounding region, including Pennsylvania and New York, and even extends nationwide. Lincoln 1st Bank remains committed to serving customers by rolling out new deposit and loan products, in addition to enhancing our existing service offerings.

Full Portfolio of Bank Products

Lincoln 1st Bank’s management and staff is focused on generating new banking relationships, not just transactions. We will always give customers the attention of a community bank with the banking products of a nationwide financial institution. Among our products are:

Mortgages - We offer fixed or adjustable rate mortgages to help you realize the American Dream.

Savings Accounts – A variety of savings products are available to fit your individual situation.   

Personal Loans – Whether you need money for a special event, emergency, car, or new home, we have the loan to help you in any life situation.  

Certificate of Deposits – With terms ranging from 3-60 months, you are sure to find a product that fits your financial goals.

Business Loans – Our portfolio of lending services for business include mortgages, commercial loans, and lines of credit.

Business Checking - While you take care of your business, Lincoln 1st Bank will take care of your account with our business checking product.

Online Banking (Business) – Our Business 1st Online offers the traditional transactional services, plus enhanced cash management and security features for thriving business

We also offer cash management services, personal lines of credit, debit and credit cards, and online banking services.

 Visit one of our locations. Let us be your banking partner and help you achieve your personal and professional dreams.  


 Main Office
31 Boonton Turnpike
Lincoln Park, NJ 07035
 Montville Branch (Tuscany Village)
223 Changebridge Road
Montville, NJ 07045
19 Chapin Rd. Bldg. D
Pine Brook, NJ 07058