Online Banking

Meet Our Team

Board of Directors

Executive Officers

Steve D

Stephen G. Dormer, CEO


Phil V

Philip B. Vaz, Executive VP & COO

Philip Vaz serves as Executive Vice President and Chief Operating Officer at Lincoln 1st Bank. He is responsible for overall financial management, including accounting, balance sheet management, financial planning and analysis, corporate treasury, investor relations, corporate investments and financial regulatory reporting. Mr. Vaz has been employed by Lincoln 1st Bank since 2004, when he started his career as a teller. After graduating from Rutgers University in 2007, he held a variety of positions, including Accounting Assistant, Financial Analyst, and Chief Financial Officer.


Michael C

Michael P. Carloni, Vice President, CAO & Corporate Secretary

Michael Carloni serves as Vice President and Chief Administrative Officer at Lincoln 1st Bank. He manages and oversees deposit and banking operations, and product development. He is also instrumental in the development of the bank’s strategic plan to ensure continued growth in these areas. Mr. Carloni joined Lincoln 1st Bank in 2005. Since graduating from Kean University in 2007, he has held a variety of positions at the bank, including Branch Manager and BSA Officer.


Erik T

Erik J. Terpstra, Vice President & CFO




Gerald F

Gerald D. Filandro, Vice President & Chief Compliance Officer

Gerald D. Filandro serves as Vice President, Chief Compliance Officer and Human Resources Manager of Lincoln 1st Bank. He joined the bank in 2014 and has 38 years of banking experience in the New York metropolitan area. During the course of his career, Mr. Filandro has focused on compliance management, CRA, and other risk management activities. He is a Certified Regulatory Compliance Manager (CRCM), and has a Bachelor’s Degree in Economics and an MBA in Finance.


Debbie W

Debra Woytowich, Vice President & Chief Lending Officer

Debbie Woytowich serves as Vice President and Chief Lending Officer at Lincoln 1st Bank. She joined the bank in April 2017 and has over 25 years of experience in the financial services industry. Ms. Woytowich also has a wide range of knowledge and experience in real estate, consumer and small business lending. She has a (AA) in business finance and is a graduate of The American Institute of Banking as well as the Weichert School of Business.



Blank Photo

Rowland Thomas, Vice President & Chief Credit Officer



Dave B

David G. Baker, President

David G. Baker has served as President at Lincoln 1st Bank since October 1, 2006. Mr. Baker served as Mayor/Chief Administrative Official of the Borough of Lincoln Park from 1994 through 2006. A graduate of Pennsylvania State University, Baker holds a Bachelor of Science Degree.


Business Development

Blank PhotoAndrew Wallace,
Senior Commercial Loan Officer

Nick B Nicholas Bronzino, Business Development Specialist


Carl BCarl Burwell,

Assistant Branch Manager - Lincoln Park


Andrew KAndrew Karpiniecz,

Branch Manager - Montville



Originators NMLS IDs

Loan Servicing Department

Stephen Kirby, 1199670

Mary L. Baumiller, 801548

Juanita Pena, 1246995

Theresa A. Van Hook, 1317525

Debra Woytowich, 645055

Patricia Bennett, 1636007


David G. Baker, 886135

Bank Representatives

Debra J. Frank, 1318447

Andrew T. Karpinecz, 1604045

Carl Burwell, 1242605

Melissa Graff, 567376

Jolanta Galazyn, 741094