Facebook Instagram Facebook

Online Banking



View Today’s Rates

Direct Deposit Authorization Form

Debit Card Application

Order a new Lincoln 1st Bank MasterCard Debit Card Online 24/7, without having to visit a branch! Contact your local branch prior to submitting an application if your current debit card has been lost, stolen or damaged.

Platinum 1st Checking

Our Platinum 1st Checking is our premium checking account created to pair with our Platinum 1st Savings account. Maintain an average daily balance of $5,000 and unlock a higher preferred interest rate in your Platinum 1st Savings account. Gain access to a higher debit card limit exclusive to this account ONLY!  

Click here to view our Platinum 1st Savings account


Access Checking  Open Online Today

Put yourself in control…convenient access to your finances while avoiding high minimum balance requirements. Maintaining an Access Checking Account at Lincoln 1st also enables you to capitalize on other high yield products such as our Premier Access Savings and 18-month CD with preferred rates.


 Digital Access Banking

Loyalty Checking (Online Account Only)

Open Online Today

Earn High rates way above the national average with our Loyalty Checking Account. This two tiered checking account pays our most loyal customers a high yield on balances up to $29,999.99 and a competitive annual percentage yield (APY) on balances $30,000.00 and above when certain eligibility requirements are met during the statement cycle. You must simply conduct at least ten (10) Point of Sale (POS) signature based transactions; conduct at least 1 automatic debit payment (ACH); have a qualifying direct deposit (any amount), and, be enrolled in and receive eStatements. If you do not meet these qualifications, you will still earn our base interest rate on the entire balance.


 Student NOW Checking  Open Online Today

Our Student Checking program offers no minimum balance requirements, no monthly service fees, and reimbursements of ATM surcharges from all non-Lincoln 1st ATMs. This account will also earn a competitive interest rate. These great features provide the convenience you deserve and enable you to make Lincoln 1st Bank "Your Bank" whether attending school locally or out of the region. Our Student NOW Checking is available to current students from the ages of 18-26. Please present current college or high school ID at account opening.


NJ Consumer Checking

Keep your hard earned cash in your pocket – where it belongs.

Please call a Lincoln 1st representative for any additional fees and services related to our checking products.