Checking
Direct Deposit Authorization Form
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Platinum 1st Checking
Our Platinum 1st Checking is our premium checking account created to pair with our Platinum 1st Savings account. Maintain an average daily balance of $5,000 and unlock a higher preferred interest rate in your Platinum 1st Savings account. Gain access to a higher debit card limit exclusive to this account ONLY!
- $100 to open
- $5,000 minimum average daily balance to avoid a service fee
- ATM reimbursements when you meet the minimum daily balance requirement per statement/cycle in your Platinum 1st Checking account
- Exclusive Platinum 1st MasterCard Debit Card with a $1,000 point of sales limit
- Free Mobile Banking and Deposits
- Free eStatements
Click here to view our Platinum 1st Savings account
Access Checking
Put yourself in control…convenient access to your finances while avoiding high minimum balance requirements. Maintaining an Access Checking Account at Lincoln 1st also enables you to capitalize on other high yield products such as our Premier Access Savings and 18-month CD with preferred rates.
- $50 to open account
- No minimum balance requirements or monthly service charges.
- Reimbursement for up to $15 of ATM surcharge fees in a given statement cycle if you have direct deposit and conduct at least ten (10) Point of Sale (POS) signature based transactions in the statement cycle.
- Free Debit Card
- Free eStatements and Online Banking
- Free Mobile Banking and Deposit
UNLOCK THESE GREAT PRODUCTS WITH ACCESS CHECKING!
Student NOW Checking
Our Student Checking program offers no minimum balance requirements, no monthly service fees, and reimbursements of ATM surcharges from all non-Lincoln 1st ATMs. This account will also earn a competitive interest rate. These great features provide the convenience you deserve and enable you to make Lincoln 1st Bank "Your Bank" whether attending school locally or out of the region. Our Student NOW Checking is available to current students from the ages of 18-26. Please present current college or high school ID at account opening.
- $50 to open account
- No minimum balance requirements or monthly service fees
- Unlimited ATM surcharge reimbursements
- $1,000 Minimum daily balance to earn interest
- No per check fees
- Free eStatements and Online Banking
- Free Mobile Banking and Deposit
NJ Consumer Checking
Keep your hard earned cash in your pocket – where it belongs.
- $50 to open account
- $1 minimum balance requirement
- Monthly service charge of $3.00
- Free eStatements
Please call a Lincoln 1st representative for any additional fees and services related to our checking products.