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Online Banking


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Additional Products and Services

ATM Cards

Access your accounts for cash using Lincoln 1st’s ATM card. Stop in today to apply.

MasterCard Check/Debit Card

Access your accounts for cash or use as a Point of Sale (POS) for purchasing power at your favorite retail or dining locations. POS transactions will draw directly from your account’s available funds eliminating monthly credit card bills. Lincoln 1st customers are automatically enrolled in MasterCard's Automatic Billing Updater Service to ensure the uninterrupted service of your automatic payments each month. See our Automatic Billing Updater notification for more details!

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APPLY ONLINE TODAY! To save you a trip to the branch, you can conveniently apply online. Any lost or stolen cards must still be reported to one of our customer service representatives at (973) 694-0330. Replacement card applications will not be accepted for lost, stolen, or damaged cards until reported to branch personnel. Replacement card fees may apply.

Apply Now


Lincoln 1st Bank is excited to offer CardValet by Fiserv. CardValet gives you, our valued customer, total control over your card to help reduce the risk of fraud and control spending. Using CardValet will enable you to manage, track, and report specific types of transactions and quickly detect unauthorized activity. Cardholders can customize their card preferences using a variety of options. These features and more are available through the CardValet Mobile App found in the Google Play and Apple App stores.

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Trade your mailbox for your inbox. Go paperless today and enroll to receive eStatements! Receiving your paperless eStatements offers both convenience and an environmentally friendly way to manage your finances. Enrollment is easy and may be done in our Online Banking system. If you do not have Online Banking you may enroll here using our convenient standalone site. 

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CDARS* is a safe, convenient and easy way to access FDIC insurance on deposits of $250,000 or more.

With CDARS you only have to worry about maintaining one account with Lincoln 1st Bank while enjoying the peace of mind of higher FDIC insurance coverage. You will benefit from highly competitive interest rates and receive one statement directly from Lincoln 1st Bank.

For more information about CDARS, please contact one of our branches. Contact Us

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Direct Deposit

A safe, secure, and convenient way to have your payroll deposited directly to your Lincoln 1st Account. Please use this Direct Deposit Authorization Form to have your direct deposit set up today!

Safe Deposit Boxes (Lincoln Park Only)

Available in many convenient sizes. Call for availability.

Please call us for additional information regarding:

Please call a Lincoln 1st representative for any additional fees and services related to our products.


*Placement of funds through the CDARS service is subject to the terms, conditions, and disclosures in the service agreements, including the Deposit Placement Agreement (“DPA”). Limits apply. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before CDARS settlement for a deposit or after CDARS settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of CDARS satisfies those restrictions. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.