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Checking

Digital Access Banking

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High Yield Loyalty Checking

Earn High rates way above the national average with our Loyalty Checking Account. This two tiered checking account pays our most loyal customers a high yield on balances up to $30,000 and a competitive annual percentage yield (APY) on balances over $30,000 when certain eligibility requirements are met during the statement cycle. You must simply conduct at least ten (10) Point of Sale (POS) signature based transactions; conduct at least 1 automatic debit payment (ACH); have a qualifying direct deposit (any amount), and, be enrolled in and receive eStatements. If you do not meet these qualifications, you will still earn our base interest rate on the entire balance.

Access Checking

Put yourself in control…convenient access to your finances while avoiding high minimum balance requirements.

NOW Checking

Our tiered interest bearing checking account puts your money to work with no complicated stipulations.

Please call a Lincoln 1st representative for additional special circumstances that may waive minimum balance requirements and monthly service charges.

NJ Consumer Checking

Keep your hard earned cash in your pocket – where it belongs.

Please call a Lincoln 1st representative for any additional fees and services related to our checking products.