Online Banking
SSL Lock
Enroll Now | Forgot Password

Consumer & Home Equity Loans

Home Equity Loans and Lines of CreditHome Equity

Need to pay for a wedding? Take a dream vacation? Pay for College? Turn the equity in your home into instant cash for any purpose and maybe gain valuable tax benefits. We offer…

View Today's Rates

Home Equity Line of Credit

A great way to use the equity in your home and get a great low rate. This rate is not fixed, so be sure to call a Lincoln 1st representative to discuss your options and if this is the right loan for you. For your convenience you may use our Secure Forms to apply online.

Apply Now*

Home Equity Loan

Another fantastic way to maximize the equity in your home to pay for an unexpected expense or major home improvement. With various terms available and a low fixed payment, any project can be affordable. For your convenience you may use our Secure Forms to apply online. 

Apply Now *

*Completed loan applications that are submitted after 5:00 PM, on weekends, and on Federal Bank Holidays are deemed to have been received by the Bank on the next business day. Lincoln 1st Bank accepts loan applications for Individuals, Businesses, and real estate financing located in the State of New Jersey.   

Please visit our rates page or contact a Lincoln 1st representative for additional fixed and adjustable rate mortgage product options, information, and payment information.

Consumer Loans

Find yourself a little strapped for cash? Get some relief to help make your life complete.

Overdraft Checking Credit Reserve Line of Credit

We’ve got you covered. Never worry about an accidental overdraft with our overdraft protection program. This convenient product will automatically provide you coverage so you never have to worry about overdraft fees or rushing to the bank to make a deposit. Conveniently pay it on your next trip or mail us a payment directly.

Personal Unsecured Loan

If you have no collateral but find yourself in need of financial relief, look into our affordable personal unsecured loan program. We offer terms of 36, 48, and 60 months to help you achieve a monthly payment you can afford.

New & Used Car Loans

Tired of haggling car salesmen? Buying a car on the private market? Stop in for a no hassle auto loan. Lincoln 1st offers both new and used auto loans at affordable rates to help you purchase the car of your dreams.

Passbook Loans

Utilize your Lincoln 1st passbook savings or CD as collateral to obtain a secured loan at a low rate while continuing to earn interest on your account.

Please visit our rates page or contact a Lincoln 1st representative for additional product options, information, and payment information.